What Should You Do After A New York Car Accident?

Car accidents are a pretty common occurrence in New York and its surrounding areas. The effects can be devastating, with severe injuries or even death occurring as a result of a car accident.

New York State operates under “no-fault” insurance meaning that victims must collect compensation from their insurance companies, even if they weren’t at fault for the accident. This means having your affairs in order and immediately reporting the accident is extremely important. 

With these things considered, you must know the steps to take if you find yourself in this situation so that you don’t freeze up if it happens to you.

Here are the things you should do after a New York car accident.

 

Seek Immediate Medical Help

The first thing you must do is verify whether you and any passengers are unharmed or not. If anyone in the accident has sustained an injury, life-threatening or otherwise, you must call an ambulance to the scene.

If you dial 911 you’ll get paramedics and police officers directly to the scene who can then begin to help you. Unless you have official first aid training, under no circumstances should you ever try to treat an injured person yourself.

 

Speak To Your Insurance Company

Whenever you find yourself involved in an accident with property damage (the car) or involving an injury, you must make it a priority to notify your insurance provider.

If you fail to directly notify your insurance company after the car accident has occurred, they have the right to refuse full claim coverage. This is when you may want to enlist legal help to receive compensation for car repair costs, medical bills, and other expenses. 

If your motorcycle is involved in a New York car accident, you can contact a competent motorcycle accident attorney in Manhattan. This individual can protect your rights and help you to receive the compensation you deserve if your expenses exceed the insurance.

You can contact the offices of Jacoby & Meyers, LLP NY to set up a free consultation.

 

Exchange Information With Other Parties

If you’re relatively unharmed after the car crash, it’s a law that you remain at the scene, and exchange relevant information with those involved. This includes:

 

  • Name
  • Phone number
  • Driving license number
  • Make and model of car and plate details
  • Insurance company and policy number
  • Owner of the vehicle

 

If the driver’s name differs from that on the registration or insurance card, ask about the relationship (e.g., friend, employer, or parent) and then note it down. If you notice any witnesses at the scene, you can try to get names, phone numbers, and addresses from them.

At this time, do not give information to anyone at the scene. Try to keep to yourself as much as you can so that you don’t end up saying something you shouldn’t.

 

Collect Relevant Evidence

You can then begin to collect evidence at the scene. If you’re able to, take photographs of the car accident scene including damage to your vehicle and its location compared to the other cars involved.

Take pictures of any injuries you have sustained and any developments if an injury takes a few days to appear. You may also need to produce a copy of your medical records after being treated for any accident-related injuries, so keep this in mind.

 

Inform the Police

A lot of the hard work is done for you if the police are already on the scene. Once you have been seen in the hospital and treated for injuries, you can then make an official statement with the police. If death or serious injury has occurred then you’ll need to file a police report. 

We’d suggest filing a police report regardless of the situation as it may help your accident claim with some insurance parties.

 

Report the Crash

Report the car accident as soon as possible to the Department of Motor Vehicles (DMV) if damage from the car accident exceeds $1,000. You don’t need to make an official report with the DMV if damages are under this amount, but you will need to ensure you’ve notified your insurance.

 

Summary

Being involved in a New York car accident can be terrifying enough without needing to worry about all of the legal processes that go along with it. Hopefully, you now have a greater understanding of the things that you should do if you find yourself in this situation. Having this information in your mind will take a lot of the stress off your shoulders.

 

 

 

 

 

 

 

 

 

 

You don't have permission to register